You cannot legally drive a motor vehicle without having it insured first. So, if you own a two-wheeler such a bike or a motorcycle, you must have a two-wheeler insurance policy in place. Additionally, a bike or scooter insurance policy will also cover third party liability.
In case you get into any accident, you won’t need to pay for the damages all by yourself; your insurance policy will cover a portion of these costs. You can buy this bike insurance online from the comfort of your own home.
When you purchase bike insurance online, you get to compare and contrast the risks and benefits of all the two-wheeler insurance policies on offer. Additionally, you can avail various add-ons to your coverage policy by paying a little extra.
Do You Require Add On Covers For Your Bike Insurance Online?
A basic insurance package purchased from a bike insurance online provider will cover basic expenses incurred if you and your bike get into an accident. Yet, this bike insurance online cover leaves a lot more to be desired. For example, when you get into an accident with another vehicle and have third party liability coverage, your insurance policy will cover damages done to that vehicle and its driver/passengers but won’t suffice to cover costs for damages incurred by your own bike. You can always invest in a minimum coverage bike insurance online policy but it will do little to protect you or your finances.
There are various addon covers that a two-wheeler insurance plan provides. Some of these are –
- Medical Cover – Healthcare treatment is expensive. When you add on a medical cover to your two-wheeler insurance policy, you ensure that any and all medical assistance that you require because of an accident with your vehicle is taken care of by the policy.
- Accessories Cover – Sometimes, we customize our bikes and motorcycles with expensive accessories, both cosmetic and functional. It’s a good idea to insure these accessories as well when buying a bike insurance policy online. If you want to purchase an Accessories Cover add-on, you will need to detail the total cost of these accessories when purchasing your bike insurance policy.
What are the some of the leading two wheeler insurances available in the market?
If you want to purchase bike insurance online and happen to have a TVS vehicle, buy yourself TVS insurance.TVSoffers vehicle insurance planswith tailor-made solutions to meet all your insuring requirements. But, if you have any different vehicle, then you can go for other bike insurance available online from reputed companies like Bharti AXA General Insurance, Bajaj Allianz, Digit insurance, etc. to name a few. You can buy insurance online without any hassle and save your time and money.